Is "Fundtap" fraud?

The Guide to Understanding Why You Were Charged By “Fundtap” and What To Do About It (fundtap.co)

Published

August 30, 2025

Updated

August 31, 2025

What is "Fundtap"?

Fundtap is a service that helps people manage their subscriptions and bills easily. They keep track of what you’re charged, helping you avoid any surprise bills. If you see a charge from Fundtap, it’s likely for a subscription you signed up for, and they make sure everything is paid on time.

Fundtap: The name of the financial service or product used in the transaction.
Merchant: The business where the transaction took place.
Service Type: Indicates that this is a funding transaction, suggesting money is being transferred or deposited.
Transaction ID: A unique number associated with this specific transaction for tracking purposes.
Date and Time: The specific moment when the transaction occurred.
Amount: The total amount of money involved in this transaction.
Account Type: Indicates whether the transaction involves a checking, savings, or other type of account.
Masked Account Number: A partially hidden number that protects your account details for security reasons.

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.

Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.

Why do people get charges like this from fundtap?

Pricing for Fundtap.co: Fundtap charges a commission based on the amount funded, typically around 2% to 5%. Users may also encounter fees on a per transaction basis.

Flexibility: Users appreciate the option to adjust payment structures based on their cash flow needs.
Performance-based: Some mention that charges are tied to actual funding received, making it a performance-oriented model.
Transparent fees: Many users highlight the clarity in how fees are structured compared to traditional funding methods.
Risk mitigation: Users point out that charges relate to the risk taken on by Fundtap, as they only make money when users succeed.
Quick access to capital: The fees are often justified by the speed at which funding is available, bypassing lengthy approval processes.
Cost control: Some users mention that using Fundtap can help control costs compared to interest from loans.
Support services: Users have noted that the charges also fund additional support services that can aid in the funding process.

If I see this charge, what should I do?

if you see this charge and aren’t expecting it, you have various options.

First, try to contact the fundtap.co via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the fundtap.co refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with fundtap.co, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

fundtap Customer Service Info

If you need assistance, here's how you can get in touch with fundtap's support team.

Phone

The phone is not available.

support@fundtap.co

Site

https://fundtap.co/contact

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What other ways do charges from fundtap show up?

FUND TAP FundTap Fundtap.co Fundtap Services Fundtap Charge FundTap Payment

The Easiest Way to Cancel fundtap

If you're frustrated trying to cancel your subscription, membership, or bill from fundtap—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.

Start reclaiming your money today with Chargeback

Submit a refund request with Chargeback

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