Is New Jersey UI Benefits fraud?

• Overpayment Recovery: Some users reported charges related to repayment of overpaid unemployment benefits due to inaccuracies in reporting earnings or errors in the application process.
• Service Fees: Various states may charge administrative fees for processing claims or specific services related to unemployment insurance.
• Subscription Services: Users have mentioned they accidentally signed up for newsletters or subscription services related to job searches, which may inadvertently lead to charges.
• Fraudulent Claims: Instances of identity theft where someone else uses a person's information to file a claim can lead to unexpected charges or fees.
• Tax Liabilities: Some individuals confuse tax credits or deductions with charges from the unemployment office, especially during tax season.
• Incorrect Bank Information: If wrong banking details were provided during the application, it can lead to errors in deposits and potential fees from banks.
• Training and Support Payments: Charges may arise if any paid training programs or workshops offered through the unemployment office were enrolled in by mistake.
• Account Maintenance Fees: Some users pointed out that accounts may incur fees if not properly kept up to date or if they remain inactive for certain periods.
• Appeals or Hearings: Fees might apply for those who filed appeals or requested hearings regarding their benefits or eligibility status.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the myunemployment.nj.gov via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the myunemployment.nj.gov refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with myunemployment.nj.gov, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.