Is Navigator Financial Services fraud?

• Monthly Maintenance Fees: Some users report monthly fees for account maintenance that can vary based on the type of account.
• ATM Fees: Charges incurred when using out-of-network ATMs are common, as users found they were assessed fees outside their credit union's network.
• Overdraft Fees: Customers experienced charges from overdrawing their accounts, which are typical in most banking institutions.
• Transaction Fees: Users mentioned fees for certain types of transactions, especially if they go beyond a set limit.
• Subscription Services: Some individuals reported charges related to subscriptions linked to their accounts that they may have forgotten about.
• Loan Payments: Charges for loan payments may show up, especially if automatic payments are set up without clear notifications.
• Wire Transfer Fees: Users indicated they were charged for both outgoing and incoming wire transfers.
• Foreign Transaction Fees: Customers mentioned incurring fees for purchases made in foreign currencies.
• Inactivity Fees: Accounts that are inactive for an extended period may be subject to fees, as noted by several users.
• Account Upgrades: Some users were charged for upgrading account types without being fully aware of the associated fees.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the navigatorcu.org via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the navigatorcu.org refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with navigatorcu.org, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.