Is PAYSMART TRANSACTION fraud?

• Subscription Services: Many users reported ongoing charges related to subscription services that they signed up for, often with automatic renewal terms.
• Free Trials: Users mentioned being charged after a free trial period ended, sometimes without clear notification of the trial's expiration.
• In-game Purchases: Some customers experienced charges from in-game purchases made within mobile games that utilized Pay Smart for transactions.
• Online Purchases: Charges may come from online purchases made at various retailers that process payments through Pay Smart.
• Membership Fees: Certain users noted being charged for club or membership fees associated with services they had enrolled in.
• Accidental Charges: There are instances of users accidentally subscribing to services and then claiming they were charged without intention.
• Recurring Payments: Some users have reported issues with recurring payments for services they believed they had canceled.
• Bill Payments: Charges may result from attempted bill payments through services linked to Pay Smart, causing confusion over the source of the charge.
• Third-party Services: Users might find charges related to third-party services that used Pay Smart for payment processing.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the paysmartinc.us via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the paysmartinc.us refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with paysmartinc.us, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.