Is ZILCH fraud?

• Subscriptions: Customers may have signed up for a subscription service that automatically charges them periodically.
• Trial Expiration: Some users reported being charged after a free trial ended without cancellation.
• Inadvertent Purchases: Users might accidentally make a purchase they weren't aware of, often due to unclear pricing or terms.
• Service Fees: Charges may be related to service fees for transactions or account maintenance that were not clearly explained.
• Membership Dues: Users might be part of a membership program that incurs regular fees.
• Recurring Payments: Some have reported that they set up recurring payments for specific services and forgot about them.
• Inactivity Fees: A few clients mentioned charges for accounts that were inactive for a certain period.
• Foreign Transaction Fees: Charges can also arise from foreign currency transactions or services.
• Failed Cancellations: Some users stated they attempted to cancel but the cancellation did not process correctly.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the payzilch.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the payzilch.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with payzilch.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.