Is "Premier Bankcard" fraud?

The Guide to Understanding Why You Were Charged By “Premier Bankcard” and What To Do About It (premierbankcard.com)

Published

November 1, 2025

Updated

November 3, 2025

What is "Premier Bankcard"?

Premier Bankcard offers credit cards designed for people looking to build or rebuild their credit. They provide easy access to financial management tools and help with subscriptions or billing through their flexible payment options. If you see a charge from them, it’s likely related to your card fees or monthly billing. Here's what their statement might look like for a billing entry:

Premier Bankcard: The name of the credit card company or bank that issued the card.
Transaction: Indicates that a purchase or payment has taken place using the card.
Credit Card: This part signifies that the payment method used was a credit card.
Date and Time: Information about when the transaction occurred, though not specified here.
Merchant Name: Details about where the purchase was made, usually identifying the store or service provider.
Amount: While not shown here, this would typically indicate the total amount charged during the transaction.
Cardholder’s Name: This would refer to the name of the person who owns the card, also typically not shown here.

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.

Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.

Why do people get charges like this from Premier Bankcard?

Annual Fees: Many users report seeing charges for annual fees associated with their card.
Late Payment Fees: Some customers mention late payment fees incurred due to missed or delayed payments.
Interest Charges: Users often discuss accruing interest charges due to balances not being paid in full by the due date.
Subscriptions: Charges for services like credit monitoring or identity theft protection that users signed up for through the bank.
Foreign Transaction Fees: Customers may see fees for transactions made outside their home country.
Cash Advance Fees: Individuals report fees related to cash advances taken from their credit lines.
Fraudulent Charges: Some users experience unexpected charges that turn out to be unauthorized transactions.
Account Maintenance Fees: Charges for maintaining the account which some users might overlook.

If I see this charge, what should I do?

if you see this charge and aren’t expecting it, you have various options.

First, try to contact the premierbankcard.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the premierbankcard.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with premierbankcard.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Premier Bankcard Customer Service Info

If you need assistance, here's how you can get in touch with Premier Bankcard's support team.

Phone

1-800-987-5521

customerservice@premierbankcard.com

Site

https://www.premierbankcard.com/contact-us/

Get help with your refund

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What other ways do charges from Premier Bankcard show up?

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The Easiest Way to Cancel Premier Bankcard

If you're frustrated trying to cancel your subscription, membership, or bill from Premier Bankcard—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.

Start reclaiming your money today with Chargeback

Submit a refund request with Chargeback

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