Is SecurityPlus FCU fraud?

• Monthly Fees: Some users report seeing regular account maintenance fees for checking or savings accounts.
• Transaction Fees: Charges may occur for certain transactions, especially if using ATMs outside of the credit union's network.
• Overdraft Charges: Customers may incur fees if their account goes into overdraft.
• Subscription Services: Issues arise when users forget about subscriptions set up with their debit or credit card.
• Card Replacement Fees: Some members mention fees for replacing lost or stolen cards.
• Loan Payments: Automatic deductions for loan payments can lead to unexpected charges if not properly tracked.
• Third-party Services: Transactions originating from linked accounts or payments to services may confuse members about the source of charges.
• Foreign Transaction Fees: Using the card internationally can result in extra charges for currency conversion.
• Check Orders: Fees can arise from ordering checks through the credit union.
• Service Fees: Certain account services, such as wire transfers, may come with additional costs.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the securityplusfcu.org via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the securityplusfcu.org refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with securityplusfcu.org, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.