Is SELF LOAN fraud?

• Subscription Fees: Customers may be charged for ongoing subscription plans related to budgeting, credit building, or other services offered by Self.
• One-Time Purchases: Charges can occur from one-time purchases of credit reports or other financial products that Self facilitates.
• Service Fees: If users are utilizing specific services, such as loans or credit builder accounts, associated service fees may apply.
• Account Setup Fees: Some users reported charges related to initial setup fees for opening an account with Self.
• Bank Transactions: Confusion may arise from charges linked to bank transactions, including overdraft or insufficient funds fees that might reflect as charges on Self.
• Renewal Charges: Automatically renewed services at the end of a billing cycle can result in unexpected charges for users who forget about their subscription.
• Trial Period Charges: Users on free trials may find charges occur once the trial period ends, leading to frustration if they were unaware of the renewal policy.
• Promotional Offers: If customers signed up for a promotional offer, they might find later charges once the promotion concludes or if they didn’t meet certain conditions.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the self.inc via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the self.inc refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with self.inc, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.