Is ST MARY'S BANK fraud?

• Monthly Maintenance Fees: Customers may incur a charge for account maintenance or service fees if certain criteria are not met.
• ATM Fees: Using ATMs outside of their network can lead to additional fees, including those from other banks.
• Overdraft Charges: Transactions may lead to overdrafts if the account balance is insufficient to cover them.
• Subscription Services: Recurring charges from linked services that use the bank account for payments can result in fees.
• Loan Payments: Regular loan or credit line payments may appear as charges on customer statements.
• Merchant Charges: Direct purchases made with debit or credit cards linked to the bank may show up as charges.
• Foreign Transaction Fees: International purchases or withdrawals can incur additional fees from St. Mary's Bank for currency conversion.
• Returned Item Fees: If a check or payment is returned due to insufficient funds, a fee may be applied.
• Wire Transfer Fees: Charges for sending or receiving wire transfers can also appear on statements.
• Card Replacement Fees: If a customer requests a replacement card, a fee may be charged.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the stmarysbank.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the stmarysbank.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with stmarysbank.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

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The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.