Is United Bank ATM Withdrawal fraud?

• Monthly Account Fees: Users may be charged for maintaining specific types of accounts, especially if they do not meet balance requirements.
• Overdraft Charges: Customers often report fees resulting from overdrawing their accounts or exceeding ATM withdrawal limits.
• ATM Fees: Using non-United Bank ATMs can incur charges, which users might overlook until they check their statements.
• Subscription Services: Automatic payments for subscriptions linked to bank accounts can lead to unexpected charges when services renew.
• Wire Transfer Fees: Fees might apply for both incoming and outgoing wire transfers that can catch customers by surprise.
• Foreign Transaction Fees: Users report additional fees when using debit or credit cards internationally, which may not be well advertised.
• Check Order Fees: Ordering checks can lead to charges, which some customers do not anticipate.
• Service Charges: Fees for various services, such as stop payments or returned deposit items, may appear on statements unexpectedly.
• Loan Payments: Customers with loans may see regular payments deducted from their accounts, which can be misinterpreted as additional charges.
• Merchant Holds: Temporary holds from merchants for transactions can show up as charges until the transactions finalize, causing confusion.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the unitedbank.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the unitedbank.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with unitedbank.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.