How to Cancel Afterpay

• Missed payments due to losing track of payment dates or mistakenly thinking payments are automatic.
• Unexpected late fees or penalties, such as Afterpay charging up to $8 for late payments.
• Financial overextension by taking multiple buy now, pay later loans that users cannot afford.
• Lack of awareness about all possible late fees or interest charges before using the service.
• Difficulty with returns and refunds, causing frustration and cancellations.
• Insufficient consumer protections compared to credit cards, such as no charge-back rights.
• Complaints of improper billing and trouble resolving disputes or obtaining refunds.
• Credit score impacts after cancellations or missed payments.
• Suspension or cancellation of Afterpay Plus subscription due to missing an installment or failing to pay the subscription fee timely.

• Log in details for Afterpay account (email, password)
• Zero account balance (all outstanding orders and payments must be paid in full, including late fees)
• Access to mobile app or website (to process the cancellation/closure)
• Selection of a reason for cancellation (you may be prompted to provide a reason when closing your account or subscription)
• Identity verification information (you may be required to verify your identity or provide documentation if requested by Afterpay)
• Afterpay Plus Card users: cancel or manage the Plus Card in the app under card management settings
• Contact method for customer support (in case further assistance is required: support webform, social media, or phone)
• Documentation or record of scheduled payments or subscriptions (especially if cancelling recurring or merchant-specific services)
• Notification to retailers (if cancelling goods/services subscriptions initiated through a specific retailer)
• Email access (to monitor and confirm cancellation communication from Afterpay)

The cancellation process typically takes about 10 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.

After canceling your Afterpay subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.

Yes, you can usually reactivate your Afterpay account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.

If you're unable to cancel Afterpay online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.