Table of Contents

    How to Cancel AIG

    The Ultimate Step by Step Guide to Cancelling an AIG Subscription or Membership (aig.com)
    By
    Bella K.
    Angelique. P
    |
    Published
    July 1, 2025
    |
    Updated
    July 1, 2025

    Difficulty

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    Estimated Time

    On average, it takes 00 00 minutes to cancel a AIG subscription.

    How to Cancel AIG: Step by Step

    Tips & Tricks for Canceling AIG

    AIG Customer Service Info

    If you need assistance, here's how you can get in touch with AIG's support team.
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    Frequently Asked Questions

    What is AIG's Cancellation Policy?

    AIG's cancellation policy allows customers to cancel their life insurance or subscription by contacting customer service via phone or email, providing policy details, and requesting cancellation with confirmation. Refunds for canceled policies, except for non-payment cancellations, are given pro-rata for unearned premiums, while non-payment cancellations may incur short rate penalties. Customers are advised to request refunds within 15 days of purchase for the best chance of success, and confirmations of cancellations and refunds are recommended to be obtained via email or reference number. Contact details for cancellation or refund requests include phone numbers and emails listed on AIG's official sites.

    Do I Need My AIG Password to Cancel?

    To cancel your AIG subscription, you will need to sign in with your ID and password on their website. There does not appear to be a supported option to cancel without logging in or using a password. If you have forgotten your password, you can reset it via this link: https://www-201.aig.com/services/public/cp_frgtpwdtrans.jsp?appCdEnc=38B0D49B0B3EEA58A53550F0FE383E6D&usrID= . Phone support exists, but you still need your policy information and it seems authentication is required.

    Why Do People Cancel AIG?

    • Delayed refunds after policy cancellation, often taking several months.
    • Poor communication from customer service, including refusal to escalate issues and unresponsiveness.
    • Denied cancellation requests due to policy conditions or procedural complications.
    • Denied or delayed claims, especially for travel or health-related insurance claims.
    • Unexpected or drastic premium increases without customer consent or proper notice.
    • Difficulties in canceling policies, including requirements for written cancellation or agent involvement.
    • Unethical or unprofessional behavior from staff, such as rudeness or hanging up on customers.
    • Confusing or obstructive refund and cancellation processes causing customer frustration.
    • Insufficient or lost documentation affecting claims and refunds.
    • Accusations of unfair business practices, scams, and refusal to provide legitimate refunds.

    Can I Cancel AIG at Any Time?

    AIG policies, especially annuities and life insurance, may have surrender charges, cancellation penalties, and potential hidden costs or tax consequences if you try to cancel early. It's crucial to carefully read and understand the terms and conditions of your specific policy, as contracts can vary and typically require a suitability analysis before replacing or canceling. Many states offer a "free look" period shortly after purchase when you can cancel for a full refund without penalty, but after that, cancellations may not be immediate and could involve fees or lock-ins.

    What Should I Know Before Cancelling AIG?

    Before cancelling an AIG subscription or membership, such as AIG Travel Guard insurance, it is important to know that you will lose access to various coverages including trip interruption and cancellation reimbursements, emergency medical and evacuation services, trip delay compensations, and baggage loss protection. If you have a Cancel For Any Reason coverage in a higher-level plan, that financial safeguard will also end. Additionally, some protections like trip cancellation are not available in certain plans (Pack N' Go), so confirm your plan details. Consider that losing this coverage means you may have to bear any travel-related losses or emergencies out of pocket once cancelled.

    What Information Do I Need to Cancel AIG?

    • Name on the policy or account
    • Policy number or subscription/membership ID
    • Customer information (such as address, date of birth, or other identifying details)
    • Account login credentials (for online cancellation through AIG's website)
    • Email address (to receive confirmation of cancellation)
    • Desired cancellation date (specify when you want it to end)
    • Phone number (in case follow-up contact is needed)
    • Contact method preference (phone, email, or online support)

    Can I Get a Refund from AIG?

    We've actually written a step by step guide on how to get a refund from AIG. Check it out!

    The Easiest Way to Cancel AIG

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    What Are Some Alternatives to AIG?

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    AIG May Show Up On Your Statement As:
    AMERICAN GEN LIF INS_PAYMT PPD ID: 4250598210, AMERICAN GEN LIF INS_PAYMT, ACH Electronic Debit - AMERICAN GEN LIF INS PAYMT, PCS AIGPCSPAYS PPD ID: 9172305002, AMERICAN GEN LIF INS PAYMT PPD ID: 1620306330

    Editorial Note: These articles reflect the opinions of Chargeback's writers. Everyone's situation is unique; therefore, it is important to conduct your own research and note that our self-help tools are not guaranteed to help with any specific problem.