Is SPlus FCU fraud?

This article and service are not officially affiliated with Securityplus Federal Credit Union

The Guide to Understanding Why You Were Charged By “SPlus FCU” and What To Do About It (securityplusfcu.org)

Bella Khan, Subscription Cancellation Expert

Published February 1, 2026

Last updated February 1, 2026

1 min read

What is "SPlus FCU"?

Securityplus Federal Credit Union is a member-focused bank that offers services like checking and savings accounts, loans, and credit cards. They make managing your money easy and often handle subscriptions or billings for things like monthly loan payments or other services. If you see a charge from them, it's likely related to your account or loan payments, helping you keep track of your finances effortlessly.

SPlus: This could refer to the name of a service or product provided by a company.
FCU: Stands for Federal Credit Union, which is a type of financial institution owned by its members.

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.

Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.

Why do people get charges like this from Securityplus Federal Credit Union?

Membership Fees: Customers reported recurring charges for annual or monthly membership fees associated with their credit union account.
Subscription Services: Some users noted charges from subscriptions linked to retail partners or services offered through Securityplus.
ATM Fees: Charges may occur when using ATMs outside of the network, as some users highlighted additional fees applied on transactions.
Overdraft Fees: Accounts with insufficient funds may incur overdraft charges, leading to unexpected deductions.
Card Services: Users mentioned fees for card replacement, reissuance, or special card services that they may not have anticipated.
Loan Payments: Automatic deductions for loan repayments might be a source of confusion for some customers.
Account Maintenance Fees: Certain accounts may have minimal balance requirements; not meeting these can lead to maintenance fees.
International Transaction Fees: Users pointed out additional fees incurred when conducting transactions overseas or in foreign currencies.
Check Order Charges: Some individuals reported charges for ordering checks, which can be a surprise for those unfamiliar with such fees.

If I see this charge, what should I do?

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the securityplusfcu.org via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the securityplusfcu.org refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with securityplusfcu.org, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Securityplus Federal Credit Union Customer Service Info

If you need assistance, here's how you can get in touch with Securityplus Federal Credit Union's support team.

Phone

1-800-258-4318

info@securityplusfcu.org

Site

https://www.securityplusfcu.org/about-us/contact-us/

Disclaimer

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.

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What other ways do charges from Securityplus Federal Credit Union show up?

SECURITYPLUS-FCU SECURITYPLUSFCU ORG SECURITYPLUS CREDIT UNION SECURITY PLUS FCU SPFCU SECURITY PLUS DDA SECURE PLUS FD SEC PLUS CRED SECURITY PLUS SECURITYPLUS DDA POS SECURITYPLUS AUTO LOAN SECURITY PLUS MASTERCARD SECURITYPLUS DDA CHECK SECURITYPLUS-ACH SECURITY PLUS WIRE TRANSFER SECURITYPLUS DDA FEES SECURITY PLUS ATM SECURITYPLUS LOAN PAYMENT SECURITY PLUS DEPOSIT SPFCU DDA SECURITYPLUS WITHDRAWAL

The Easiest Way to Cancel Securityplus Federal Credit Union

If you're frustrated trying to cancel your subscription, membership, or bill from Securityplus Federal Credit Union—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.