Is Security Plus FCU fraud?

• Monthly Service Fees: Customers may incur charges for monthly account maintenance fees if they opt for certain account types or do not meet minimum balance requirements.
• Overdraft Fees: Accounts that go over their balance can result in overdraft charges, which some users have reported experiencing.
• ATM Fees: Using non-network ATMs may lead to additional fees, as users are charged for withdrawals outside of Securityplus FCU's network.
• Subscription Services: Customers might have subscriptions set up through their credit union account which can lead to recurring charges that they may forget about.
• Loan Origination Fees: When taking out loans, there can be various fees associated with processing and origination that appear as charges on their account.
• Credit Card Payments: Payments or purchases made with Securityplus-issued credit cards can result in charges, including interest fees for late payments.
• Foreign Transaction Fees: Charges may occur when customers make purchases in foreign currencies or outside the U.S.
• Checks and Payment Services: Using checks or third-party payment services that are linked to the account might incur transaction fees.
• Miscellaneous Fees: Other various charges can come from services like wire transfers, insufficient funds, or even paper statements if requested.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the securityplusfcu.org via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the securityplusfcu.org refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with securityplusfcu.org, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.