What is "SELF CREDIT"?
Self.inc is a company that helps you build your credit and manage your finances by offering a secured credit card and credit builder accounts. They focus on helping people improve their credit scores while providing simple subscription options for their services. If you see a charge from Self.inc, it's likely for one of their credit-building products that you signed up for.
- SELF: This indicates that the transaction was conducted by the account holder themselves, usually referring to money being transferred within their own account.
- CREDIT: This signifies that the transaction is adding funds or giving a credit to the account, rather than a debit which would take money out.
Verify With Receipt
The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.
Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.
Why do people get charges like this from Self?
- Subscription Fees: Users may subscribe to financial services or credit monitoring features offered by Self, resulting in monthly charges.
- Loan Payments: Customers may see charges related to personal loans they have taken out through Self.
- Setup Fees: Some users reported one-time setup fees for account creation or initial service activation.
- Additional Features: Charges may occur for add-on services such as credit builder accounts or transaction alerts.
- Account Maintenance Fees: Some accounts may incur maintenance fees based on inactivity or account type.
- Trial Periods: If users signed up for a free trial that converts into a paid subscription without cancellation, they may see unexpected charges.
- Payment Processing Fees: Some transactions may include fees for standard payment processing related to services rendered.
- Incorrect Charges: Occasionally, users report erroneous charges which may require customer service intervention to resolve.
If I see this charge, what should I do?
If you see this charge and arenât expecting it, you have various options.
First, try to contact the self.inc via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.
If the self.inc refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with self.inc, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.
If this sounds like too much of a hassle, you can have Chargeback do it for you.
Self Customer Service Info
Disclaimer
Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.
The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.
Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.
Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a companyâs terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.
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