Can I Cancel Milestone Mastercard at Any Time?

Milestone Mastercard can be tricky because it has a non-refundable annual fee unless you cancel within 30 days of account opening, and monthly fees start after the first year. You can't simply stop using the card to avoid fees; you must actively notify them to cancel to avoid ongoing charges. Also, you must pay off any remaining balance before cancellation, and closing the card may temporarily lower your credit score, so be aware of these potential landmines when deciding to cancel.

Why Do People Cancel Milestone Mastercard?

High annual fees considered unreasonable, e.g., $150 to $175 yearly charges.Poor customer service with offshore phone reps who are poorly trained and scripted.Difficulty contacting support, often encountering dead phone lines or recorded messages requesting sensitive info.Reports of incorrect and multiple late payments being reported to credit bureaus with poor dispute resolution.Requirement for submission of sensitive documents like ID and social security card by mail or fax, causing suspicion.Lack of transparency and shady practices leading to customers feeling scammed or taken advantage of.Accounts closed with negative credit balances and no access afterward.No rewards program and high interest rate (around 35.9%).Monthly fees after the first year adding to the cost burden.Foreign transaction fees at around 1%.Concerns about credit impact causing people to cancel or avoid activation.Credit balance refunds requested if overpayment occurs, which can be inconvenient.

What Information Do I Need to Cancel Milestone Mastercard?

Full name as it appears on the account Milestone Mastercard account number Mailing address associated with the account Phone number associated with the account Date of birth Social Security Number (full or last four digits, for identity verification) Any security PIN or password (if previously set on the account) Details of recent account activity (for further identity verification, if requested) Customer service number (usually required to call): (800) 305-0330 Written cancellation request address: Concora Credit, PO Box 4477, Beaverton, OR 97076-4477 (when cancelling by mail) Update or cancel any recurring billing arrangements linked to your Milestone Mastercard Outstanding balance details (must be paid off even after cancellation)

What Should I Know Before Cancelling Milestone Mastercard?

Before cancelling your Milestone Mastercard, be aware that you can cancel at any time, and if you do so within the first 30 days, any monthly fees charged will be credited back to you. The card includes a monthly fee based on your balance, which you will no longer be charged once cancelled. By cancelling, you lose access to specific benefits associated with the card, such as protections against events like involuntary termination from employment, disability, hospitalization, and natural disasters. It's important to consider these lost protections before deciding to cancel your account.

What is Milestone Mastercard's Cancellation Policy?

Milestone Mastercard allows you to cancel your account or subscriptions at any time by contacting customer service or sending a written request by mail. Monthly fees, such as for Credit Protection, will be charged monthly but canceled within the first 30 days of enrollment will be fully credited back. Any remaining balance on the canceled account must still be paid, and canceling may impact your credit score depending on your credit limit and account history.

Do I Need My Milestone Mastercard Password to Cancel?

To cancel your Milestone Mastercard subscription, you need to call their customer service at (800) 305-0330 and request cancellation. There is no clear indication that you must provide your password for cancellation when speaking with customer service, and you can also cancel by mail without mentioning a password. If you need to reset your password for other account management purposes, you can do so here: https://milestone.myfinanceservice.com/ResetPassword.

Can I Get a Refund from Milestone Mastercard?

We've actually written a step by step guide on how to get a refund from Milestone Mastercard. Check it out!

How to Cancel Your Milestone Mastercard Subscription (2026)

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Cancelling a Milestone Mastercard subscription requires calling customer service or sending a written request by mail, both of which are straightforward but not instant. The process is relatively easy with clear instructions, but it involves waiting on the phone or mailing a request which adds to the time and slight inconvenience.

Disclaimer

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.

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Savings over 5 years from cancelling your $15/month subscription

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Frequently Asked Questions

The cancellation process typically takes about 15 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.

After canceling your Milestone Mastercard subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.

Yes, you can usually reactivate your Milestone Mastercard account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.

If you're unable to cancel Milestone Mastercard online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.

Milestone Mastercard May Show Up On Your Statement As:

MILESTONE MILSTONE MILSTONE MSTRCD MILSTONE MASTRCARD MILESTONE MASTERCARD MILSTONE MSTR CRD DANIELDUFFORD.COM DANIEL DUFFORD MILSTONE CREDIT MILESTONE CREDIT